【侠说八道】只知道“宝宝类理财”？难怪你总是哭穷……

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2018年以来，互联网“宝宝类”理财产品的平均收益持续下降，从去年初的4.5%左右一路降到3%以下。近期央行宣布全面降准1个百分点，这又对我们未来投资理财的收益会产生怎样的影响呢？